[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.compresspr.cz\/kdo-podnikateli-pujci-penize\/#Article","mainEntityOfPage":"https:\/\/www.compresspr.cz\/kdo-podnikateli-pujci-penize\/","headline":"Kdo podnikateli p\u016fj\u010d\u00ed pen\u00edze?","name":"Kdo podnikateli p\u016fj\u010d\u00ed pen\u00edze?","description":"K tomu, aby se podnikatel dostal do probl\u00e9m\u016f, sta\u010d\u00ed \u010dasto jen velice m\u00e1lo. Klidn\u011b sta\u010d\u00ed i jen jeden jedin\u00fd odb\u011bratel, kter\u00fd nezaplat\u00ed za dod\u00e1vku, klidn\u011b i jen jedin\u00fd dodavatel, kter\u00fd v\u010das nedod\u00e1 materi\u00e1l, ze kter\u00e9ho se m\u011blo n\u011bco vyrobit, klidn\u011b se m\u016f\u017ee st\u00e1t i n\u011bjak\u00fd jin\u00fd probl\u00e9m. A r\u00e1zem je t\u0159eba platit ze sv\u00e9ho. Jen\u017ee […]","datePublished":"2019-08-01","dateModified":"2023-04-28","author":{"@type":"Person","@id":"https:\/\/www.compresspr.cz\/author\/#Person","name":"compresspr.cz\n","url":"https:\/\/www.compresspr.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/a231d13c7dfc9c75f2343f864438f5ab9c0bfebd1aa37dfd3bb16118c04f838c?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/a231d13c7dfc9c75f2343f864438f5ab9c0bfebd1aa37dfd3bb16118c04f838c?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"compresspr.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.compresspr.cz\/wp-content\/uploads\/img_a360040_w1780_t1573965986.jpg","url":"https:\/\/www.compresspr.cz\/wp-content\/uploads\/img_a360040_w1780_t1573965986.jpg","height":0,"width":0},"url":"https:\/\/www.compresspr.cz\/kdo-podnikateli-pujci-penize\/","about":["Finance"],"wordCount":417,"articleBody":"      K tomu, aby se podnikatel dostal do probl\u00e9m\u016f, sta\u010d\u00ed \u010dasto jen velice m\u00e1lo. Klidn\u011b sta\u010d\u00ed i jen jeden jedin\u00fd odb\u011bratel, kter\u00fd nezaplat\u00ed za dod\u00e1vku, klidn\u011b i jen jedin\u00fd dodavatel, kter\u00fd v\u010das nedod\u00e1 materi\u00e1l, ze kter\u00e9ho se m\u011blo n\u011bco vyrobit, klidn\u011b se m\u016f\u017ee st\u00e1t i n\u011bjak\u00fd jin\u00fd probl\u00e9m. A r\u00e1zem je t\u0159eba platit ze sv\u00e9ho. Jen\u017ee co kdy\u017e nen\u00ed z \u010deho? Pak je tu vlastn\u011b jen jedna jedin\u00e1 mo\u017enost. Je t\u0159eba vz\u00edt si na p\u0159eklenut\u00ed on\u011bch obt\u00ed\u017e\u00ed p\u016fj\u010dku.  Ov\u0161em to se snadno \u0159ekne, ale nejednou jen velice t\u011b\u017eko uskute\u010dn\u00ed. Proto\u017ee m\u00e1 ka\u017ed\u00fd poskytovatel p\u016fj\u010dek sv\u00e1 pravidla, jim\u017e mus\u00ed \u017eadatel\u00e9 vyhov\u011bt, a ta jsou nejednou natolik p\u0159\u00edsn\u00e1, \u017ee je \u010dlov\u011bk v nesn\u00e1z\u00edch nen\u00ed schopen dodr\u017eet. A pak p\u0159ijde vhod nap\u0159\u00edklad americk\u00e1 hypot\u00e9ka bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f. Co\u017e je nebankovn\u00ed produkt, u kter\u00e9ho jsou nastaveny podm\u00ednky jinak ne\u017e u v\u011bt\u0161iny ostatn\u00edch p\u016fj\u010dek, co\u017e d\u00e1v\u00e1 nad\u011bji na \u00fasp\u011bch i \u017eadatel\u016fm \u201anezaj\u00edmav\u00fdm\u2018. Aby doty\u010dn\u00fd podnikatel z\u00edskal takovouto hypot\u00e9ku, mus\u00ed b\u00fdt v prvn\u00ed \u0159ad\u011b schopen d\u00e1t za ni do z\u00e1stavy n\u011bjakou nemovitost. Co\u017e je z\u00e1kladn\u00ed podm\u00ednka. A d\u00edky takov\u00e9to z\u00e1stav\u011b je mo\u017en\u00e9 z\u00edskat p\u016fj\u010dku a\u017e do v\u00fd\u0161e sedmdes\u00e1ti procent odhadn\u00ed ceny t\u00e9to nemovitosti, co\u017e mohou b\u00fdt i docela velk\u00e9 pen\u00edze.  Kdo m\u016f\u017ee takovou nemovitost nab\u00eddnout, nemus\u00ed se ob\u00e1vat ani toho, \u017ee nem\u00e1 zrovna valn\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, \u017ee m\u00e1 n\u00edzk\u00e9 p\u0159\u00edjmy a dost mo\u017en\u00e1 i n\u011bjak\u00fd ten z\u00e1znam v registrech dlu\u017en\u00edk\u016f, exekuci a podobn\u011b. Proto\u017ee nad lec\u010d\u00edm se tu d\u00e1 p\u0159imhou\u0159it oko, v lec\u010dems lze naj\u00edt vhodn\u00e9 kompromisn\u00ed \u0159e\u0161en\u00ed. A jakmile se dos\u00e1hne oboustrann\u011b v\u00fdhodn\u00e9 dohody, nen\u00ed nic jednodu\u0161\u0161\u00edho, ne\u017e bez zbyte\u010dn\u00e9ho pap\u00edrov\u00e1n\u00ed podepsat smlouvu a pen\u00edze jsou p\u0159evedeny na \u017eadatel\u016fv \u00fa\u010det velice rychle. A podm\u00ednky spl\u00e1cen\u00ed jsou tu nastaveny tak, aby nebyly pro nikoho probl\u00e9mem. Vracet lze i po hodn\u011b dlouhou dobu, ale klidn\u011b v\u0161e i splatit p\u0159ed\u010dasn\u011b, \u00faroky jsou p\u0159\u00edzniv\u00e9,… A co si p\u0159\u00e1t v\u00edc?                                                                                                                                                                                                                                                                                                                                                                                          5\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdo podnikateli p\u016fj\u010d\u00ed pen\u00edze?","item":"https:\/\/www.compresspr.cz\/kdo-podnikateli-pujci-penize\/#breadcrumbitem"}]}]